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Staff Software Engineer, Fullstack (Account Management)

Affirm

Salary undisclosed

Remote USFull-timeRemoteExpert

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Description

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The Account Management team is part of Trust & Safety within Affirm’s Checkout organization. We build secure, intuitive experiences that help customers protect, manage, and recover access to their accounts. Our mission is to make account security seamless without adding unnecessary friction, ensuring customers can confidently use Affirm when and where they need it.

 

Our work spans the full account security journey - from detecting and preventing unauthorized access to enabling self-service recovery and reducing the need for customer support. We own critical experiences like Self-Service Phone Change, Settings & Security Center, and account information updates. These solutions directly impact customer trust, fraud prevention, and Affirm’s ability to scale safely.

 

We're looking for someone who takes ownership, thrives in complexity, and enjoys turning difficult security challenges into simple, meaningful customer experiences.

 

What You'll Do

  • You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.

  • You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.

  • You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.

  • You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” & on-call efforts.

  • You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.

  • You will help develop talent on your team by providing feedback and guidance, and leading by example.

 

What We Look For

  • You have a total of 8+ years of experience as a software engineer.

  • You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes

  • You are proficient in developing web apps using declarative UI frameworks like React or Vue.

  • You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.

  • You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.

  • Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.

  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

 

Base Pay Grade - P

Equity Grade - 13

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA Pacific base pay range (CA, WA, NY, NJ, CT): $230,000 - $290,000

USA Sapphire base pay range (all other U.S. states): $204,00 - $264,000 

 
 #LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Benefits

  • health insurance
  • stock options

About this role

Affirm's Account Management team sits within Trust & Safety and owns the full spectrum of account security—from fraud detection to self-service recovery. As a Staff Software Engineer on this team, you'd set technical strategy over a year-long horizon while shepherding major, business-critical projects from conception through launch. You'd work across product, design, and analytics to ensure your team's solutions are technically sustainable and operationally sound, and you'd own the monitoring, on-call rotations, and playbooks that keep these systems reliable at scale.

This role demands someone with 8+ years of backend and frontend experience who can move fluidly between Python, Kotlin, AWS, MySQL, Kubernetes, and React or Vue. You'd be expected to lead by example on code quality and design standards, develop talent on your team, and communicate clearly across a distributed engineering organization. The work is genuinely complex—balancing security rigor with frictionless user experience—and requires comfort with ambiguity and the ability to think across multiple levels of abstraction.

Affirm offers competitive compensation (base pay $204k–$290k depending on location), 100% subsidized medical, dental, and vision coverage, monthly stipends for tech and wellness, flexible time off, and an employee stock purchase plan. The role is remote-first with in-person onboarding required.

How this employer is doing

average

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Pay for this role

The employer didn't post a pay range for this role. That usually means pay is set in negotiation, which favors whoever arrives with numbers. Check ranges on comparable Staff Software Engineer, Fullstack (Account Management) postings in your area, and analyze any offer before you accept it.

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