Sr. Analyst, Actuarial - Reserving
Oscar Health
Salary undisclosed
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Description
Hi, we're Oscar. We're hiring a Senior Analyst, Actuarial - Reserving to join our Actuarial team.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Senior Analyst, Actuarial supports Oscar’s Valuation processes for a number of Affordable Care Act (ACA) markets. You will be responsible for establishing Incurred but not Reported (IBNR) projections and risk adjustment accruals, and investigating actual performance trends that will inform budget planning, pricing, and company strategies. This position is eligible for the department’s rotational program.
You will report into the Manager, Actuarial.
Work Location: This is a remote position, open to candidates who reside in: Dallas, TX. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote
Pay Transparency: The base pay for this role is: $91,660 - $120,303 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Establishes and communicates the accruals for the monthly close process related to Incurred but not Reported (IBNR) claims, Risk adjustment and/or Shared Savings deals.
Leverages SQL and Python to expand existing frameworks, driving new insights and resources for other Actuarial teams.
Key contributor in reviewing and submitting regulatory filings.
Investigates the core drivers of observed trends and provides meaningful information for consideration in the financial planning process.
Promote and shape Oscar actuarial best practices with respect to automation and documentation.
Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders.
Aid in the onboarding of analysts by collaborating and integrating them into existing processes.
Compliance with all applicable laws and regulations.
Other duties as assigned.
Requirements:
- Bachelor's degree in a STEM field.
- Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
- 3+ years of experience in a related field.
This is an authentic Oscar Health job opportunity.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
Benefits
- health insurance
- 401(k)
- parental leave
- disability insurance
- sick leave
About this role
Oscar's actuarial team is looking for a senior analyst to own the reserving function across their ACA health insurance markets. You'd establish monthly IBNR and risk adjustment accruals, dig into performance trends to inform pricing and strategy, and use SQL and Python to build out analytical frameworks for the broader team. The role also involves regulatory filing submissions and helping shape how Oscar approaches automation and documentation across actuarial work.
This position suits someone with at least three years of actuarial or related experience and either SOA credentials or clear progress toward them. You'll need a STEM degree and comfort moving between detailed technical work—writing queries, analyzing data—and cross-functional communication with internal teams and external partners. The company offers a rotational program option, suggesting room to develop beyond reserving if you're interested, and you'd report to the Manager, Actuarial.
Based in Dallas, the role is fully remote with potential for hybrid flexibility down the line. The base salary ranges from $91,660 to $120,303, plus performance bonuses, unlimited vacation, and standard health and retirement benefits.
How this employer is doing
solid
- Financial News
- Expanding
In the news
Oscar Health Plans Major Obamacare Expansion Over Next Three Years, Forbes
This role's local market on JobMinglr
Pay for this role
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