Skip to main content
← Back to search
S

Backend Engineer, Payments & Risk

Stripe

Salary undisclosed

Toronto, CanadaFull-timeHybridIntermediate

Need a reasonable accommodation to apply or interview? Contact us.

JobMinglr uses automated technology to recommend jobs based on profile information and job preferences. Match Score does not determine eligibility for a position, prevent a user from viewing or applying to a job, or make hiring decisions on behalf of an employer.

Description

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Organization 

Payments and Risk Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability. 

Team Matching: exact team matching for one of the subteams will begin during final stages. Please note we may also consider you for different orgs based on your experience, location, etc. More information on our team matching process can be found here. 

What you’ll do

We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product –  at Stripe to deliver innovative solutions that address evolving user needs.

Responsibilities

  • Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
  • Debug and solve critical production issues across services and multiple levels of the stack
  • Mentor engineers to help them grow
  • Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes
  • Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

  • 2-12+ years of industry software engineering experience (does not include internships nor includes co-ops)
  • Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
  • Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success
  • Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
  • Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users

Preferred Qualifications

      • Experience with large-scale financial tracking systems
      • Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.) 

About this role

Stripe's Payments & Risk organization is hiring backend engineers to build the infrastructure that moves billions of dollars globally. In this role, you'd design and maintain APIs and large-scale systems handling money movement at enterprise and SMB scale, working across balance management platforms and a new funds accessibility product. You'll own the full lifecycle—scoping, designing, building, and maintaining services—while debugging production issues and collaborating with cross-functional teams on evolving user needs.

The position suits engineers with 2+ years of software experience who write clean code, think like owners, and enjoy working across different technologies to solve problems. You should be comfortable operating with high autonomy, collaborating effectively in a hybrid distributed team, and mentoring peers. Experience with large-scale financial systems and cloud infrastructure (AWS, Kubernetes, gRPC) is valued but not required; what matters more is the ability to learn new stacks quickly and a genuine interest in how money moves at scale.

How this employer is doing

solid

  • H1B: Active Visa Sponsor
  • Recent Acquisition
  • Recently Raised Funding
  • Active Visa Sponsor

This role's local market on JobMinglr

Pay for this role

The employer didn't post a pay range for this role. That usually means pay is set in negotiation, which favors whoever arrives with numbers. Check ranges on comparable Backend Engineer, Payments & Risk postings in Toronto, and analyze any offer before you accept it.

How JobMinglr reads this job

Every listing here is scored against your profile before you apply: skills overlap, experience level, location and work arrangement, each weighted and explained. You see the score and the reasons, not just a list. How the matching works.