Risk Analyst Junior/Junior+
Plata Card
Salary undisclosed
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Description
About the role
We currently have several Analyst openings across our Risk teams in Mexico and Colombia, specifically within Retail Credit Risk.
You will join one of these teams and use data to solve real business problems, improve risk strategies and processes, and support better decision-making across our credit products.
Previous risk experience is not required — we value strong mathematical and analytical thinking, solid SQL and Python skills, and the ability to quickly understand and solve complex problems
Challenges that await you:
- Analyze credit funnels, portfolio performance and key risk indicators to identify trends, risks, friction points, and opportunities
- Develop and maintain analytical datasets, reports, dashboards, and BI solutions to support business and risk decision-making
- Help design and optimize credit decision strategies, evaluating their impact on approval rates, portfolio quality, recovery, and customer behavior
- Analyze the profitability, NPV, and unit economics of credit products and identify the key parameters driving their performance
- Prototype, evaluate, and monitor analytical and machine learning models, including testing hypotheses and assessing model performance
- Work closely with Risk, Product, Data, Data Engineering, and business teams to turn data analysis into practical decisions, tests, and new processes
What makes you a great fit:
- Completed education: Mathematics, physics, engineering, economics, computer science, or another strong quantitative field
- Strong knowledge of SQL and Python; experience with data analysis libraries and machine learning tools is a plus
- Good mathematical intuition and a solid understanding of probability and statistics
- Ability to solve unfamiliar, non-trivial problems and quickly find logical, data-driven solutions
- Analytical mindset: curiosity, attention to detail, willingness to learn, and the ability to clearly explain your conclusions
- B1 or higher English level for effective communication with an international team
Nice to have:
- Up to 2 years of experience in analytics
- Experience in risk analytics
- Understanding of machine learning concepts and approaches
- Experience with BI tools (e.g., Tableau, Superset)
Our ways of working:
- Innovative Spirit: a commitment to creativity and groundbreaking solutions
- Honest Feedback: valuing open, transparent communication
- Supportive Team: a strong, collaborative community
- Celebrating Achievements: recognizing our wins together
- High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
- Relocation support to Colombia and Mexico with assistance for the employee and their family
- Flexible work: hybrid or full-time from our offices
- Healthcare Coverage
- Education Budget: Language lessons, professional training and certifications
- Wellness Budget: Mental health and fitness activity reimbursements
- Vacation Policy: Annual leave and paid sick leave as per applicable policies
Benefits
- sick leave
About this role
Plata Card is hiring junior-level risk analysts for their Retail Credit teams in Mexico and Colombia. You'll work with credit data to identify trends, build analytical datasets and dashboards, evaluate credit strategies, and develop or monitor models that inform real business decisions. The role sits at the intersection of analytics, product, and risk—you'll collaborate across teams to translate data findings into actionable improvements to approval rates, portfolio quality, and unit economics.
The ideal candidate has a quantitative background (mathematics, physics, engineering, economics, or computer science) and solid technical skills in SQL and Python. You don't need prior risk experience, but you do need strong mathematical intuition, comfort with probability and statistics, and the ability to tackle unfamiliar problems with a data-driven approach. Some exposure to machine learning, BI tools, or analytics work is a plus but not required. You'll need B1-level English to work effectively with an international team.
The position is full-time and hybrid, based in either Mexico or Colombia. Plata Card offers relocation support, healthcare, an education budget for training and languages, wellness reimbursements, and 20 days of annual leave. The company emphasizes a collaborative, innovative environment where you're expected to think critically and challenge conventional approaches.
How this employer is doing
solid
- Recently Raised Funding
In the news
Plata Card raises $55M through the issuance of bonds, LatamList
Pay for this role
The employer didn't post a pay range for this role. That usually means pay is set in negotiation, which favors whoever arrives with numbers. Check ranges on comparable Risk Analyst Junior/Junior+ postings in your area, and analyze any offer before you accept it.
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