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Finance

How to become an Insurance Underwriter

From claims or analyst: every step, how long it takes, and the credential it earns.

Time to get there
2–4 years
Typical pay
$68k–$92k
Starting from
Claims or analyst
See insurance underwriter jobs open now →

The steps

  1. 1

    Come from processing or claims

    Most underwriters are promoted from adjacent operational roles.

    1–3 years

  2. 2

    Learn risk assessment

    Guidelines, exceptions, and defending your decision in writing.

    6–12 months

    Course that covers thisAccounting Fundamentals: From Zero to HeroUdemy · around $19.99 →
  3. 3

    Get very good in Excel

    Income and ratio analysis still runs on spreadsheets.

    Course that covers thisUltimate Microsoft Excel Bundle from Beginner to AdvancedUdemy · around $19.99 →
  4. 4

    Consider a designation

    CPCU for property and casualty; AU for underwriting specifically.

    CPCU / AU

Course links are Udemy affiliate links — we earn a commission if you buy, at no extra cost to you. Licences and exams named above are issued by state boards and certifying bodies we have no relationship with; we list them because they are what the job actually requires.

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