Finance

How to become a Credit Analyst

From analyst or teller: every step, how long it takes, and the credential it earns.

Time to get there

2–4 years

Typical pay

$65k–$88k

Starting from

Analyst or teller

Pay is an estimate of typical US entry-level pay for this role and varies by state, employer and shift. The timeline assumes you are starting from analyst or teller and includes any licence or programme legally required, not just course length.

The route

1. 1

   4 years

   Get a finance or accounting background

   You will be reading financial statements every day.

   Course that covers thisAccounting Fundamentals: From Zero to HeroUdemy · around $19.99 →
2. 2

   3–6 months

   Learn credit analysis

   Cash-flow coverage, covenants, and writing a defensible credit memo.

   Course that covers thisLearn Business and Financial ModelingUdemy · around $19.99 →
3. 3

   1–2 years

   Start in a bank credit programme

   Commercial banks run structured analyst training and hire graduates into it.

4. ✓

   Destination

   Credit Analyst

   Browse jobs now →

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