Internal Auditor – Insurance Fronting Carrier

Internal Auditor- Insurance Fronting Carrier Sutton National Group, a rapidly growing national property and casualty insurance carrier group, seeks a Senior Treasury Analyst to support the overall

Responsibilities

of maintaining Sutton’s cash and accounting ledgers. Under general supervision, provide support to the Director of Internal Audit by performing financial, operational, compliance, and information systems audits to ensure that Sutton National maintains an effective system of internal controls, risk management, and governance processes appropriate for a rapidly growing insurance fronting and program carrier platform. This role will support audits across underwriting, delegated authority arrangements, reinsurance operations, financial reporting, third-party administrators (“TPAs”), managing general agents (“MGAs”), compliance, and corporate functions, with a strong emphasis on regulatory compliance, Model Audit Rule (“MAR”) / SOX-like internal control environments, and enterprise risk management.

Internal Audit and Risk Management • Plan, organize, conduct, and direct complex audits of financial, operational, compliance, delegated authority, reinsurance, and information systems functions.

Requirements

, support the Company’s Section 16 MAR compliance program, and evaluate the effectiveness of controls over financial reporting and operational processes within a complex fronting carrier environment.

, and Sutton National Internal Audit policies and procedures.

• Conduct audits of underwriting programs, MGA relationships, TPAs, reinsurance operations, claims administration, and other outsourced or delegated functions relevant to a fronting carrier environment. •Evaluate controls surrounding premium bordereaux, collateral management, funds held arrangements, claims handling, reinsurance reporting, and delegated authority oversight.

, contractual obligations, and internal policies across program business operations. • Assist the Director of Internal Audit in implementing the strategic Internal Audit plan, including development of the annual audit plan and enterprise risk assessment. • Assist with review of Internal Audit work papers, drafting audit reports, and finalizing audit observations and recommendations.

• Present written audit reports with practical recommendations and follow up on remediation efforts and management action plans. • Partner with management to promote a strong culture of internal control awareness, accountability, and continuous improvement throughout the organization. Financial Operational Review • Verify and analyze transactions, management representations, reports, operational data, financial records, and system outputs for adequacy, effectiveness, accuracy, and compliance.

• Evaluate information technology controls, cybersecurity-related controls, and data integrity within financial and operational systems. • Identify opportunities to improve operational efficiency, automation, governance, and risk mitigation processes. • Maintain positive and professional working relationships with employees, management, regulators, external auditors, and third-party partners.

• Perform other specialized duties related to Internal Audit operations and enterprise risk management. SKILLS / KNOWLEDGE / ABILITIES • Strong understanding of internal audit theory, internal control frameworks (COSO), risk assessment methodologies, and insurance regulatory environments.