Lead the Line 2 Risk Advisory function influencing decisions that support sustainable growth. Bring deep expertise across Credit, Financial and Enterprise Risk, with a proven track record leading high performing risk teams in regulated financial services. Work flexibly in a hybrid model, with team connection days in our Sydney office.

Write your story with a career at Zip Join Zip's Risk Compliance team, where we partner across the business to enable sustainable growth through strong governance, practical risk management and trusted advice. Working alongside leaders across Australia and New Zealand, our team helps create confidence in decision making by embedding effective risk practices while supporting innovation and delivering great customer outcomes. As Director, Risk Advisory, you'll lead Zip's Line 2 Risk Advisory function across Australia and New Zealand, providing independent oversight, challenge and strategic advice across enterprise risk.

Reporting to the Chief Risk Compliance Officer, you'll lead a team of five experienced risk professionals and play a key leadership role in strengthening Zip's risk and control environment while enabling the business to grow confidently within risk appetite. This is a highly visible leadership role where you'll influence executive decision making, engage regularly with Board and Committee stakeholders and help shape the future maturity of Zip's Enterprise Risk Framework. What you'll own Lead the ANZ Line 2 Risk Advisory function, setting strategic direction, priorities and delivering the annual Risk Advisory work program.

Partner with Executive Leadership and senior business leaders to embed effective risk management into strategic planning, operational decision making and business transformation initiatives. Provide independent challenge and commercially balanced advice on material risks, emerging issues, risk appetite and control effectiveness. Lead oversight of Credit and Financial Risk, including portfolio performance, underwriting, credit decisioning, model governance, stress testing and financial risk exposures.

Lead the Second Line Controls function, strengthening controls assurance and continuously improving Zip's control environment. Partner with the Director, Risk Compliance to evolve and enhance Zip's Enterprise Risk Framework, governance, policies and methodologies. Deliver high quality enterprise risk reporting, insights and recommendations to Executive Leadership, Risk Committees, the Audit Risk Committee and the Board.

Identify emerging risks, industry developments and regulatory changes, ensuring they are incorporated into Zip's enterprise risk approach. Chair the Non Financial Risk Forum and represent Risk Advisory across key governance committees including Regional Risk Committee, Product Pricing Committee and Credit Risk Committee. Champion a strong risk culture by promoting continuous improvement, governance excellence and clear ownership of risk across the organisation.

Lead, coach and develop a high performing team of five risk professionals, building capability, succession and an engaged, collaborative culture. Leverage AI, automation and modern analytical capabilities to strengthen oversight, improve operational efficiency and enhance decision making across the Risk function. What you'll bring to the team Zipsters work on a broad range of initiatives, and our skills and experiences all look a little different.

What really matters to us is that you're a great fit with our four Values, and have a desire to learn and grow. So whether you meet some or all of the desirable attributes below, we'd still love to hear from you. 15+ years' experience leading first or second line risk functions within financial services, fintech or another highly regulated industry.

Deep expertise across Credit Risk, Financial Risk and Enterprise Risk Management, with strong knowledge of consumer lending, portfolio oversight, model governance and credit risk frameworks.