🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK.

As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

Benefits

| Hear from the team ⭐ Our Treasury team We are seeking a high-impact, technically-minded Senior Treasury FX Manager (UK) to lead the evolution of Monzo’s global FX strategy. This is not a traditional “click-and-trade” role; you will be the architectural bridge between Treasury, Data, Product and Engineering squads, building a highly scalable, automated execution environment. You will oversee Treasury FX risk management and hedging strategies - including the in-housing of FX to unlock new revenue streams.

As we scale, you will design a global, multi-entity FX framework and drive efficient internal risk aggregation. Additionally, you will support the broader Treasury Markets squad with core structural hedging and liquidity investment management. 🔑 You’ll play a key role by… Designing and implementing an automated execution environment to optimise netting and minimise hedging costs Developing and maintaining relationships with external liquidity providers to drive efficient pricing and optimal liquidity Architecting data-driven FX hedging strategies in partnership with Data, Product and Engineering to unlock new revenue streams Taking ownership of the FX execution framework, proposing enhancements to policies, controls and systems Expanding Monzo’s global currency footprint , leading Treasury readiness for new markets and ensuring robust risk controls within a global multi-entity FX framework Optimising capital efficiency by managing FX exposure against business risk tolerance while supporting FX product growth Partnering directly with Product squads on new FX product launches, and collaborating with Engineering and Data squads to enhance core internal FX capabilities Collaborating with stakeholders across finance, second third line defence to ensure safe and scalable growth 🤩 We’d love to hear from you if you have… Demonstrable experience in a high paced, high-flow FX environment (whether at a bank, asset manager, broker or payment company), covering a broad range of currencies Proven proficiency in executing and managing live exposure across spot, forwards, swaps, and NDFs A future-focused mindset, for example interest in how blockchain and distributed ledger technology (DLT) are transforming traditional FX settlement and processes Analytical rigour and forward thinking approach, including familiarity with large data analysis and proficiency in a coding language such as Python or SQL is preferred Strategic communication skills, with a demonstrated ability to translate technical Treasury topics for Product and Engineering stakeholders A proactive and forward-thinking approach to problem-solving within a rapidly scaling, multi-entity environment An open and collaborative communication style, thriving in a cross-functional squad model A relevant professional qualification (CFA is preferred) 🙌 What’s in it for you 💰 £93,500 - £115,000 + incentive Awards tied to your performance 📍This role is based in our London office, with a minimum expectation of working 2 days per week from the office.