Product Compliance Analyst, Money

Join us in building the future of finance. Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades.

The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About The Team

+ role We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers.

Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do.

Expectations are high, and so are the rewards. , and Robinhood Money, LLC) is dedicated to ensuring robust regulatory compliance across all financial offerings. Our team's mission is to establish and maintain a strong compliance management system that supports compliant product growth and operational excellence.

Requirements

seamlessly into our financial platforms! Our team thrives on collaboration, proactive risk management, and a commitment to protecting our customers while supporting business goals. As Lead Compliance Analyst, you will play a critical role in ensuring that Robinhood embeds regulatory compliance for its current products, including the debit card, spending account, and credit cards, as well as future products.

You will participate in multiple compliance functions to support the administration of our compliance management system. In this role, you will analyze regulatory changes, review marketing and customer disclosures, and provide clear compliance guidance to product teams. You will also collaborate with bank sponsors and partner teams to manage regulatory requests and audits!

Your efforts will directly safeguard our platform and enhance our customer experience. This role is based in our Menlo Park, CA; New York City, NY; Washington DC office(s), with in-person attendance expected at least 3 days per week. At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community.

Our office experience is intentional, energizing, and designed to fully support high-performing teams.

What You’Ll Do

Provide compliance guidance on new products, features, and process changes to ensure adherence to applicable banking and consumer lending regulations. Review marketing materials, customer communications, and disclosures for regulatory compliance. Review and coordinate responses to regulatory agency and escalated customer complaints.

Perform quality assurance reviews of Reg Z (credit card) and Reg E (deposit) disputes to ensure regulatory compliance and operational consistency. Coordinate due diligence requests and ongoing compliance activities with sponsor banks and other third-party partners. Assist in the development, maintenance, and implementation of compliance policies, procedures, and training materials.

Support internal audits, sponsor bank reviews, and regulatory examinations, including issue tracking, remediation, and response preparation. Partner with Product, Operations, Legal, Risk, Marketing, and Engineering teams to build compliant customer experiences. What You'll Bring Bachelor's degree in Business, Finance, Accounting, Economics, or a related field (or equivalent experience).

5–7 years of compliance experience supporting consumer banking, credit cards, consumer lending, or other regulated financial products. Strong working knowledge of consumer financial regulations, including Regulation Z, Regulation E, UDAAP, FCRA, ECOA/Reg B, and related banking regulations.