Staff Software Engineer, Liquidity Management

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world.

And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. Job Requisition Profile The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury’s core platform into the future.

Do you want to work with a small, hardworking, and awesome development team, whom you will help to catch a whale on a fishing line and feed the village? If you enjoy solving complex business problems in a fast-paced, collaborative, and iterative environment this might be the right role for you! At Ripple Treasury, you’ll be a part of makers, breakers, doers, and disruptors, who love to solve real problems and meet real customer needs.

As an established FinTech leader in the SaaS treasury management space, our vision is to create the next-generation of technology tools for the global, corporate financial office. We are seeking an innovative and forward-thinking Staff Software Developer passionate about building a world-class platform through a world-class team. Creating technical software excellence and spearheading application development in design, implementation, and maintenance to make magic happen.

About the Liquidity Management Team The Liquidity Management team builds and maintains the core platform capabilities that give treasury professionals real-time visibility into their organization's cash and liquidity positions across banks, accounts, currencies, and legal entities worldwide. Our solutions help enterprise customers optimize how they fund operations, manage intercompany liquidity structures, and deploy idle cash. The team works at the intersection of complex financial workflows and modern software engineering, delivering scalable, reliable systems that process critical financial data for customers operating across 40+ countries.

The Vision The Liquidity Management team is at the forefront of a major modernization initiative, reimagining how enterprise treasury teams manage liquidity across a global landscape. We're not just maintaining what exists — we're rebuilding from the ground up with a bold vision: a modern, intuitive user experience with fast, streamlined workflows that make complex treasury operations feel effortless; a cloud-native architecture built on the latest technologies, designed for scalability, resilience, and speed; and first-class support for both traditional fiat currencies and digital assets, positioning Ripple Treasury at the leading edge of where treasury is headed. This is a rare opportunity to shape the future of a platform that processes over $100 billion in daily cash flow for enterprise customers across 40+ countries.

You'll be leading a team that's tackling genuinely hard problems — real-time visibility across banks, accounts, currencies, and legal entities; cash concentration and pooling strategies; intercompany lending workflows — all while making the transition from legacy systems to a modern, cloud-native stack. If you're energized by greenfield opportunities within a domain that actually matters, this is it.

What You’Ll Do

– Be a Force Multiplier: Technical Leadership Architecture: Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goals Establish technical standards and design patterns that enable the team to ship features faster with fewer defects Lead technical design reviews and provide constructive feedback that elevates the team's architectural thinking Identify and eliminate tec