Claim Counsel - Environmental / Professional Liability

Our Story Imagine being part of a team that’s not just shaping the future but actively driving it. At Davies North America , we’re at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.

Davies North America is looking for a candidate that will be responsible for managing and resolving high-severity, complex insurance claims with a strong emphasis on coverage analysis, policy interpretation, and strategic claim resolution. The position focuses on Environmental Liability and Professional Liability claims, including exposures arising from pollution events, site contamination, and professional services. This role serves as a key subject matter expert for coverage issues, advising internal teams and carriers on complex liability matters and ensuring claims are handled in accordance with applicable laws, environmental regulations, and company guidelines.

This role is well-suited for either an attorney with insurance coverage experience or a senior complex claims professional with deep expertise in environmental and professional liability lines. Coverage Analysis Review and interpret Environmental/Pollution Liability, Professional Liability (E&O), and related policies, including manuscript forms and endorsements. Analyze coverage issues including pollution conditions, gradual vs.

sudden releases, remediation costs, third-party bodily injury and property damage, and professional services exposures. Evaluate applicability of exclusions, known conditions, prior acts, and allocation issues between covered and uncovered loss. Draft and issue coverage position letters, including reservations of rights and denial letters.

Provide input on policy forms, wording, and emerging environmental coverage issues. Claims Investigation & Strategy Oversee complex claims involving site contamination, environmental cleanup, regulatory actions, natural resource damages, and professional services errors or omissions. Coordinate with environmental consultants, engineers, remediation experts, and legal counsel to evaluate liability, causation, and damages.

Analyze exposures related to remediation costs, business interruption, bodily injury, property damage, and long-tail environmental liabilities. Develop and implement strategic approaches for claim resolution, including oversight of litigation and regulatory proceedings. Provide carriers with independent, well-reasoned claim evaluations supported by expert analysis and investigation findings.

Negotiation & Settlement Evaluate exposure and make settlement recommendations, including complex cost allocation between remediation, defense, and indemnity components. Set and manage reserves reflecting long-tail and evolving environmental exposures. Negotiate settlements and participate in mediations, regulatory negotiations, and multi-party resolutions.

Regulatory Compliance & Documentation Ensure all claims handling complies with Department of Insurance regulations and applicable environmental regulatory frameworks. Maintain thorough documentation of coverage analyses, remediation strategies, and regulatory developments in the claims management system. Collaboration & Communication Serve as a trusted advisor to internal teams and carriers on environmental and professional liability coverage issues and trends.

Act as the primary liaison with coverage counsel, environmental consultants, defense counsel, insureds, brokers, and regulatory bodies. Provide clear reporting to carriers, including coverage analysis, exposure evaluation, and remediation strategy updates.