A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind.

With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

ABOUT THE ROLE

: We're seeking an experienced Financial Crime Investigations Reporting Lead – EU to own and oversee the suspicious activity reporting in the first line financial crime teams for our European markets. You'll be accountable for ensuring we produce the highest quality suspicious activity reports and our control frameworks are effective, well-documented, and meet regulatory expectations across multiple EU jurisdictions. You'll act as the first line owner for financial crime.

Requirements

Monitoring control effectiveness through MI review, exception tracking, and assurance outputs Representing TPSA (1LOD) in regulatory interactions and responding to queries from regulators, auditors, or Compliance (2LOD) Supporting the MLRO and Authorised Management with timely updates on control performance, incidents, and remediation Ensuring compliance with EU and national regulatory

for AML/CFT and fraud prevention Strong analytical and reporting skills, with the ability to interpret MI and assurance outcomes Excellent written communication skills and experience preparing materials for regulators or senior management Previous experience as a control owner or governance lead in a multi-jurisdictional environment is desirable Working knowledge of goAML and regional FIU reporting systems is advantageous WHAT YOU’LL GET IN RETURN: Salary: €40,400.00 - €45,450.00 25 days paid annual leave 3 paid days off for volunteering or L D

Requirements (BaFin, ACPR, CSSF, Bank Of Spain, Bank Of Italy)

Acting as the primary liaison between first line operations and the Compliance function Escalating material control weaknesses or emerging financial crime risks in line with governance protocols Providing periodic reporting to senior leadership on control status, performance, and emerging risks Overseeing remediation of audit, compliance monitoring, and RCAMS actions

WHAT WE ARE LOOKING FOR

: Proven experience in financial crime, fraud, or AML control management within a regulated financial services organisation Strong understanding of first vs second line of defence

Responsibilities

and governance boundaries Deep technical knowledge of transaction monitoring, sanctions screening, and suspicious activity reporting frameworks Familiarity with EU and national regulatory

Financial Crime and Investigations Lead - EU