Toast is driven by building the all-in-one restaurant platform that helps restaurants operate their business, increase sales, engage guests, and keep employees happy.

About The Role

Our Capital Markets Team is looking for a Principal to support the lending and financing activities of the Toast Capital Loan Program. This is a key role that will help us continue to grow and scale the lending business effectively. Reporting to the Senior Director of Capital Markets, you will play a pivotal role in shaping the future of the Capital Markets team, while working cross-functionally with stakeholders across the Fintech business line.

The ideal candidate will have strong analytical skills, an ability to navigate complex data driven decisions, and a keen attention to detail.

Responsibilities

) Perform analysis and build financial models to help inform data-driven capital markets decisions, gathering inputs from various stakeholders Create and manage ongoing ABS-style reporting and audit cadences to uphold various types of financing relationships Establish and maintain relationships with external capital teams to ensure compliance with contractual obligations Help negotiate and execute on new capital commitments in the form of private credit arrangements Collaborate with the Risk, R D, Strategic Finance, Accounting, Product, Legal, Compliance, and Operations teams to evaluate and address capital markets impacts of new initiatives Drive operational efficiencies across all capital markets functions Build presentations to explain complex concepts, and deliver key information to a variety of audiences What you'll need to thrive (

Requirements

) 7+ years of professional experience, including 3+ years specifically within capital markets, corporate treasury, or investment banking Bachelor's Degree Finance, Economics, or a related quantitative field.

Compensation

and

Benefits

programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs.

at https://careers.toasttab.com/toast-

AI at Toast At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them.

The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

programs that help to attract, retain, and motivate the best and brightest people in our industry.

Capital Markets Principal