Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About Enterprise Risk & Internal Audit The Enterprise Risk & Internal Audit department protects Affirm’s operations and long-term success. We identify, assess, and monitor risk across the business.

Our work includes internal audits, regulatory assurance, fraud prevention, and crisis planning. The team maintains strong controls, tracks key risk indicators, and ensures readiness for external reviews. We uphold accountability, transparency, and resilience to support responsible growth.

About The Team

We’re looking for an intelligent, driven professional to join our Model Risk Management (MRM) team. This team seeks to establish, maintain and oversee an effective MRM framework to identify, quantify, monitor, mitigate and report on model risk throughout the company. You will have an outstanding opportunity to work cross-functionally to develop a profound understanding of models that drive critical business decisions, and add value to the company by mitigating risks due to ineffective model design or model misuse.

What You’Ll Do

, scikit-learn, pyspark) and cloud-based coding environments and databases BS, MS, or PhD in a quantitative field such as Math, Data Science, Computer Science Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving Extraordinary interpersonal and verbal/written communication skills Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Compensation

package that may include equity rewards, monthly stipends for health, wellness and tech spending, and

Benefits

(including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA

that are anchored to our core value of people come first.

package include: Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses Time off - co

Base Pay Range (CA, WA, NY, NJ, CT)

per year: $185,000 - $245,000 USA

Base Pay Range (All Other U.S. States)

per year: $164,000 - $224,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.

Responsibilities

. We’re extremely proud to offer competitive

Model Risk Management Lead, Machine Learning