(Senior) Backend Engineer - Balance Management

We believe in the everyday hero. Those who have the courage to follow their passion and who have the strength and determination to realise their dreams. Small business owners are at the heart of all we do, so we're creating powerful, easy-to-use financial solutions to help them run their businesses.

With a founder’s mentality and a 'team-first’ attitude, our diverse teams across Europe, South America and the United States work together to ensure that small business owners can be successful doing what they love. At SumUp, the Global Bank team builds the core infrastructure and services that give merchants a digital bank account, helping small businesses manage their money easily and reliably. The Balance Management Squad sits at the core of the Global Bank Platform.

Right now, our team is completing a major milestone: consolidating and modernizing our balance management system in Europe. The next big step is creating a global transaction history service; a single, shared platform used by all regions to give merchants consistent and transparent views of their financial activity. As a Backend Engineer , you’ll help modernize existing systems while balancing innovation with stability, collaborate with teams across regions, and build reliable services that manage diverse markets with different regulations.

If you enjoy solving complex problems on high-load systems, are curious about banking, and are looking for a team that tackles challenges head-on, we’d love to hear from you.

What You’Ll Do

Build and evolve the SumUp’s core banking services that powers ledger operations and transactions, transforming our regional systems into a unified, scalable global platform. Tackle complex distributed systems challenges, ensuring resilient services that continue to perform under high transaction volumes. Support modernization initiatives by improving observability, adding test coverage, refactoring code for long-term maintainability, and gradually introducing new architectural patterns without disrupting live banking operations.

Contribute to key architectural decisions - build ledger and transaction history systems from the ground up, ensuring a globally scalable banking solution for our clients. Collaborate with teams across Risk, Treasury, Finance, and Infrastructure to ensure smooth, compliant, and reliable global operations Take ownership from design to production, running the services you build, monitoring their performance, and continuously improving how we deliver high-quality software at scale. You’ll be great for this role if You have solid backend experience building reliable, high-volume services and you think carefully about system design, APIs, data modeling, and how services interact.

g. Kotlin or Elixir. You write maintainable, well-tested code, follow CI/CD best practices, and take responsibility for the software you build from development to production.

You’re comfortable building, deploying, and running services in cloud environments like AWS using Docker and Kubernetes. You’re eager to learn about relational databases that perform well under load and maintain data consistency. You are a collaborator who enjoys working across regions, communicating clearly, exchanging feedback effectively, and making thoughtful technical decisions together.