As Marqeta’s Credit Risk Senior Manager, you will lead our credit risk and pricing strategy, helping us launch and scale credit programs from the ground up. You will drive innovation to establish best in class credit strategies in partnership with internal stakeholders and external bank partners and customers. You will create something unique in the embedded credit space: a marketplace that enables fintech apps, wallets, and merchants to offer credit products at scale.

Embedded within finance, this role will support Marqeta’s evolving managed credit card programs by shaping credit risk strategy across acquisition and account management, pricing, performance and portfolio monitoring, in partnership with cross functional execution teams across product, engineering, sales, operations and other functional areas. We work Flexible First . This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here .

Who You Are

Experience Background 8+ years building credit card risk and pricing programs, ideally at a fintech — across consumer and/or commercial underwriting Proven ownership across the full credit card lifecycle: Credit policy and risk strategy development, monitoring, and adjustment Approval, line assignment, and pricing strategy design Risk assessments for prospective partners Acquisition strategy across card programs Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or a related field Technical Skills Expert in Excel and SQL modeling Comfortable using data to build alignment across stakeholders with competing priorities Collaboration Communication Experience working cross-functionally with product, engineering, finance, compliance, bank partners, and capital providers Exceptional communicator — able to translate complex credit concepts for executive, partner, and cross-functional audiences (written and verbal) Mindset Adaptability Comfortable in a build environment — moves fluidly between strategy and execution without a large supporting team Thrives in fast-paced, dynamic settings with shifting priorities Demonstrated ability to adapt credit strategies in response to portfolio performance changes or macroeconomic conditions Your Manager Neha Nanda, Senior Director, Credit Risk Our (typical) process: Application Submission Recruiter video call Hiring manager video call Virtual “Onsite” consisting of 4-5, 45 min calls Offer!

Compensation

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Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from