We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

About The Role

: The Community Reinvestment Act (CRA) Officer is responsible for the leadership, strategic direction, and administration of the Bank’s CRA program. This role involves high-level strategy, specifically developing, implementing and managing the Bank’s CRA Strategic Plan, while overseeing data reporting, community partnership development, and examination management.

Responsibilities

: Lead the development, implementation, and multi-year management and monitoring of the Bank’s CRA Strategic Plan. Ensure goals are measurable, attainable, and aligned with the bank’s business model. Provide quarterly reporting on performance against goals, emerging regulatory risks, and community impact.

Maintain and update the CRA Policy and Public File, ensuring full transparency and compliance with applicable rules. Identify and manage high-impact relationships with Community Development Financial Institutions (CDFIs), non-profits, and government agencies to identify and facilitate Qualified Investments and Community Development Loans. Develop creative service opportunities for staff that leverage the Bank’s unique technology expertise to benefit Low-to-Moderate Income (LMI) individuals and small businesses and LMI communities.

Conduct ongoing community needs assessments to ensure the Bank’s CRA activities are responsive to the specific needs of its Assessment Area. Lead the timely and accurate annual filing of CRA data in accordance with regulatory deadlines. Coordinate the administration of CRA examinations and serve as the primary point of contact for regulators.

Coordinate with Internal Audit and third-party reviewers to proactively identify and remediate program weaknesses.

Requirements

: 7+ years of experience in banking compliance, with at least 5 years focused on CRA management at a $2B+ institution. Expert-level knowledge of the CRA and fair lending (ECOA/UDAAP). Proven track record of developing or managing a CRA Strategic Plan is highly preferred.

Experience with managing the CRA compliance examination process and engaging with regulators. Bachelor’s Degree in business administration, finance, public policy or related field. CRCM (Certified Regulatory Compliance Manager) designation is strongly preferred.

Compensation

: The budgeted annual salary range for this position is $158,400 to $228,800.

for this role may include a bonus and restricted stock units.

Qualifications

, skills, experience, and level assessed during the hiring process and may fall outside of the range shown.

Benefits

, described in more detail here .

S. K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova) Employee recognition and rewards program Charitable matching and a paid volunteer day…Plus so much more!

About Enova Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform.

Perks

: Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.

Community Reinvestment Act (CRA) Officer (Hybrid)