Mortgage Securitization Credit Associate

This is an exciting opportunity to join an industry leader in a growing market. We offer a fast-paced and fun environment where your input and experience are valued. We are seeking a detail-orientated and experienced mortgage professional with strong expertise in underwriting, compliance, and securitization.

This role involves evaluating underwriting exceptions and mitigation, collaborating with internal teams and third- party partners, and supporting the end-to-end securitization process. The ideal candidate will have in-depth knowledge of mortgage regulations, risk assessment and product guidelines, along with a proven ability to manage multiple priorities in a fast-paced, deadline-driven environment. Effective communication skills, strong analytical thinking and a commitment to continuous process improvement are essential for success in this role.

Requirements

for securitization Conduct ongoing evaluation of the existing loan portfolio, including underwriting criteria and product parameters, to identify and resolve any securitization eligibility concerns Contribute to the development and continuous improvement of internal procedures and documentation related to securitization and credit processes Collaborate with the Operational team and perform additional duties as needed to support asset acquisition and as assigned by management.

, generative AI platforms, automation tools, and data analytics applications) and the ability to leverage them to enhance risk analysis, support process improvement initiatives, and drive operational optimization Key Competencies: Underwriting & Risk Assessment Expertise: Extensive knowledge of mortgage credit risk assessment, risk mitigation, and loan securitization. Analytical Thinking & Attention to Detail: Ability to interpret complex data from third parties, monitor securitization timelines, and assess loan eligibility with precision. Project & Stakeholder Management: Skilled in coordinating multiple parties including diligence firms, attorneys, and internal teams to drive timely closings.

Regulatory & Compliance Knowledge: Strong command of federal and state mortgage regulations such as RESPA, TILA, and HMDA to ensure fully compliant asset reviews. Communication & Collaboration: Effective verbal and written communication across departments and external partners to align securitization activities.